Advantages and Disadvantages of Choosing Forex Trading as a Career

Now is the era where you can work without having to come to the office. Without having to wear a tie or a shirt. But work from home gadgets capitalize. The housewives have started to work like this to help the husband.

One of the career that you can choose is forex trading. There are a number of reasons you can consider choosing forex trading as your career path. Not only that, there are also some shortcomings of this career ladder so you do not choose wrong later. Let’s look at the advantages and disadvantages of forex trading as a career.

Advantages

First, let’s see first what are the advantages of living a career as a forex trader.

Need small capital

To start a career as a forex trader, you can start with a very small capital.

There are many trading strategies that can be used

You can run forex trading using technical analysis if you like reading graphs and numbers. But if these things are too confusing, you can still run this business by doing fundamental analysis. One way is to use the release of economic data. You can follow trades prime for more information.

Benefits are easily liquefied

Instead of other online business, the benefits that you get from forex trading is very easy to melt. Forex brokers only take a few minutes to process the disbursement of your profits into your account. Read fxtrade777.com if you are more interested about forex.

There are many pairs to choose from

If you have not managed to profit consistently from pair EUR/USD, then you can choose another pair. Like for example GBP/USD whose movements are more dynamic. Professional traders use a lot of dynamism or volatility to earn profits once trading.

Disadvantages

In addition to the advantages, there is also a shortage of forex trading business. Read carefully so you do not choose wrong later.

There are many factors driving the price

Things that affect the ups and downs of the value of the currency can be from any field. Not infrequently news that has nothing to do with the economy is also influential. An example is North Korea’s geopolitical conflict news. The impact of this news is the drastic increase in gold prices and the declining value of the US dollar.

Leverage is like a double-edged sword

Although many traders with limited funds feel helped by the leverage. But you need to know if you choose the wrong leverage, then most likely the entire capital will disappear in one trading.

Learn on my own

The data prove that 90% of forex traders will experience failure and switch from forex trading business. While the remaining 10% are traders who have a strong willingness to learn. Although they have to learn for themselves how to trade properly.

The movement of forex prices is very dynamic

Traders have no control over price movements and geopolitical conditions that occur in the world. These things often make traders who are profiting and then turned …

6 More Steps to Landing Your First Web Dev Job

Are you looking to secure your first post in web development? Here are six key steps that can assist in this task.

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1. Network

It’s not always about what you know, but who you know, so expand your networks if you want to start working in web development. Attend tech events, or if you can’t network in person, increase your presence online on tech forums. Answer questions and get actively involved with discussions, and you just never know who might be hiring.

2. Know the Trends

Nothing stands still in web development, so if you want to impress at an interview, make sure you’re aware of the latest industry trends. According to We Are Source, not paying attention to industry trends can quickly make you look out of date. Read industry journals and blog posts to keep on top of web development trends.

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3. Update Skills

To increase your chances of securing your dream web development job, keep your skills up to date and find out what skills top employers in the industry are demanding. If you’re applying to a professional web development company in London, for example, you’ll stand out from the competition if you demonstrate a keen willingness to learn.

4. Fine-Tune Your CV

Web development recruiters tend to focus on what’s in your portfolio when hiring, but that doesn’t mean to say you should ignore your CV. A CV is still a useful document that employers will refer to, particularly when making a final decision. Make sure your CV is updated and polished and is geared towards web development jobs.

5. See What’s Out There

Keep an eye on what jobs are available in web development, and take a look at what skills employers are demanding for different positions. Whether you’re looking for a professional web development company in London or elsewhere, the more you familiarise yourself with different web development job adverts, the easier it will be to tailor your application accordingly.

6. Take the Plunge

It can be daunting applying for any first role, particularly if you’re keen to get yourself on the career ladder, but the only way to get ahead is by getting stuck in. Start applying for jobs, and even if you get an interview and aren’t successful, there are still things you can learn from the experience.

Professional Captive insurance groups

Captive insurance groups have been around in one form or another for well over a century. During the insurance crisis of the late 1970s, they gained credence as businesses and associations began programs to allow individuals to invest and be covered at the same time. Today, over 5000 captive insurance organizations exist across the globe. Some, like CaptiveResources, have been helping those interested in the industry since the 1980s.

There are many forms of captive insurance. For example, micro captives are for small to mid-sized businesses with premiums equal or less than $2.2 million. An Industry Captive is owned by organizations and investors within the same industry. In this article, we’re going to delve into a captive for those organizations which lack the capital resources of the industry-based association mentioned above. It’s called a Group Captive.

Group Captives, also known as Association Captives, are established when a group of individuals, entities, or industry associations join together to collectively own a captive insurance company. Like other forms of captive insurance, a group captive directly involves investors in the decision processes surrounding policies, premiums, and investments. In addition to being covered, they receive a regular dividend which varies depending on how much the captive has gained or lost in a particular period.

There are advantages to a group captive as opposed to an individual captive. For instance, those in a group captive see stability in pricing and insurance coverage. This, in turn, improves the services offered. In another example, a group captive can be utilized for organizations without adequate capital resources.

Because there are a larger number of investors, the value of claims can be predicted with a higher degree of confidence. This helps lower the forecasted costs of insuring the captive’s risks and, subsequently, maintaining the number of investors. Other advantages to a group captive are cost-effective, mass purchasing power, reduced overhead, and the ability to increase options for specified insurance needs.

While this may seem intriguing and a way to lower your existing costs, you need to do research first. Speak to other organizations who have a group captive. Or, if one of them seems solid, think about joining their captive. Either way, the more information you have, the better you’ll be prepared to jump into the captive industry.…

Tips for Modernizing Your Business

If you’ve been running your business for several years, you might start to feel like your competitors are outpacing you. Whether it’s because of new gadgets they’ve incorporated into their business, or simply an evolution of design principles, there are a number of ways in which a business can modernize its brand and separate it from its rivals. For those who are interested in taking their business to the next level, or are simply looking for ideas to renovate their existing brand, this guide will highlight some of the best tips that are currently out there.

Get Involved Online 

Even with net neutrality becoming an increasingly important concern around the world, the Internet still remains one of the most important communication tools for businesses. If you’re trying to make your business feel more hip and modern, then you’ll want to start with your online presence. Perhaps more specifically, you’ll want to start investing some time and resources into your various social media profiles. Of course, this isn’t the same as your personal social media accounts, as a company’s profile needs to act as a marketing tool above all else. If you’re new to social media, then a good starting point is to research your competitors, so that you can get an idea of the kind of strategies they employ.

Automation is Your Friend

In general, a good way to make your business seem refreshing and sleek is to invest in automation tools. Regardless of your industry, there is almost always some aspect of your production process that can be automated. Of course, this also applies to areas that are indirectly linked to the business as well. For instance, if you want customers to feel like they’re truly walking into a modern establishment, it might be a good idea to invest in some kind of automated parking garage. Tools like this can help set the stage for your customer, and get them into the right mindset before entering your store.

Whether you decide to move some of your marketing materials online, or seek to reinvent your entire production process, there are plenty of tools out there to help you get the job done. Hopefully, with this guide as your foundation, you’ll be able to develop your own ideas to help make your business feel a little more modern. While having a good product is always better than just having a good marketing gimmick, it can’t hurt to invest in both.…

5  things you need to know about a criminal record

There can be few people who welcome the addition of a criminal record to their CV. However, in the UK having a criminal record is surprisingly common. By the age of 53, 9% of women and 33% of men will have a criminal conviction to their name. Possible shame and regret aside, what are the implications of this?

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1. Does a Conviction Affect Travel Plans?

Yes, it can. Currently, travel within the EU is unrestricted as UK citizens do not require a visa, although this may change after Brexit. Entry to countries like the US and Australia can be more difficult because entry visas are often refused on grounds of a criminal record.

2. How Does a Conviction Affect Employment and Education Prospects?

Some employers, such as Timpsons, actively recruit ex-offenders. Several large City firms are also known to offer work experience, which may lead to permanent employment, to this group. Other employers may be less helpful. However, the Rehabilitation of Offenders Act 1974 (ROA) bars discrimination against anyone with a spent conviction, other than in particular circumstances. As regards education, some further and higher education providers ask applicants to disclose any criminal record.

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3. How Does a Conviction Become “Spent”?

This depends on the conviction. Under ROA, most convictions that resulted in a prison sentence of four years or less will become spent after a certain period of time. There are exceptions to this principle, which mostly apply to individuals applying for certain jobs, such as with children or vulnerable adults, when a criminal records check undertaken by an organisation such as http://www.carecheck.co.uk with the Disclosure and Barring Service (DBS) will reveal spent convictions.

4. Are There Other Ways in Which a Conviction Might Not Appear on a DBS Check?

A single offence, committed a long time ago, which resulted in neither a prison sentence nor a suspended sentence, may be filtered from appearing on a DBS check. There are exemptions, so expert advice may need to be sought. The government’s own guide to the filtering of offences is a good place to start.

5. Are Insurance Premiums Affected?

This is possible. Insurance companies often charge higher premiums to anyone with an unspent conviction, even if that conviction is entirely unrelated to the insurance product. Failing to declare an unspent conviction risks invalidating the insurance.…

What are the professional roles in a commercial kitchen?

There are a variety of different roles within a commercial kitchen. Depending on the size of the business, some of these may be completed by the same person or others may have more than one person carrying out the same role.

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Executive chef

Also referred to as the head chef, this is the person who oversees the kitchen, develops the menu, and puts in food orders. In many restaurants they will also be responsible for hiring, organise the work rota and deal with areas such as commercial freezer requirements. A typical executive chef will be very experienced both in terms of cooking and restaurant management.

Sous chef

A sous chef is the assistant to the executive chef and will step up to this role if the executive is ill or on holiday. In a smaller restaurant, this role might not exist or could be one of the line cooks.

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Expeditor

With three million people working in the hospitality sector, there are a variety of cooking and non-cooking positions; an expeditor is one of the later. They are in charge of organising the orders for the individual tables and oversee the garnishing of meals before they leave the kitchen. It is essential that they know the menu very well and have an eye for exactly what each meal should look like.

Line cooks

There will be a number of different line cooks within a kitchen, depending on the size, and these will oversee individual stations. They all need to work together and communicate so that separate dishes are brought out at the same time; understand what food needs to be cooked when; and when items need to come out of the commercial freezer, which is available from suppliers such as www.fridgefreezerdirect.co.uk.

A sauté chef prepares all dishes that require a sauté pan. This is generally the most senior member of staff after the executive and sous chefs.

Grill cooks use a flattop grill or chargrill to prepare meals of chicken, fish and meats.

One of the entry-level roles in a commercial kitchen is a fry cook, who prepares meals such as chicken, chips and onion rings in the deep fryers.

There may be other roles in larger or more specialised restaurants, including dessert chef, salad chef, pastry chef and caller.…

Reasons You Should Opt For Strategy Consulting

Strategy consulting is a kind of management consulting which helps you plan a strategy to have a better future. The strategy consultants advise their clients so as to what can be the best plan for their business in the future both long and short term. These strategy consultants cover almost all the industries in the world including both private and public organizations.

There are a number of firms which are helping big and small industries for their market growth. One such industry is the Golden Equator Consulting which helps the clients according to the type of business they are in. You can go to https://www.goldenequatorconsulting.com/ and have detailed information about the kinds of services they provide.

Things To Expect

Strategy consulting comes into account when you are suffering a great loss and have no idea about what to do next with your business. What can be most suitable and what can cause you more loss. The consulting services guide you in the most unbiased way.

  • Creativity: The consulting firms in singapore have great knowledge in every field worldwide. They are trained in such a way to think put of the box and give the most creative and successful ideas. They can analyze the whole situation and give out the most suitable and effective plan out of the particular condition.
  • They Expose You To Various Business Problems Around The World: they have combined knowledge about every industry and how they are doing in the market. Thus, they can help you with what products can you build up to grow your business and what can you stop producing. Suppose you are having a business in shipping industry but you are not having profit but you have means to build a product in tech industry. They can advise and guide you to do so.
  • Implementable Solutions: they don’t just give vague ideas. They know the importance and criticality of the time and situation and therefore come up with ideas that can be practically implemented. They just don’t give something that is not really possible. They have a perfect answer to whatever question is asked from the idea they have given.
  • Speed: the strategy consultants work day and night to give us the solutions to our problems in the shortest possible time. They understand that our time is precious and respect that fact. They try to give the best solutions and ideas in the shortest possible time.
  • Presentation Skills: they plan the whole thing is such a way that it is understandable to all and by all. And it gains the maximum popularity once established. They know the current status of the world and work according to the needs and wants of the customers.

Knowing The Market

Strategy consulting is a very helpful service for people starting a business or wanting to start a business or is suffering losses in their business or simply anyone who wants to grow their business. They provide the best solutions according to the current market status of the …

planning your retirement

Just as planning a wedding or for your first home, being prepared for when you retire involves important life decisions. It’s a good idea to start thinking about which retirement option you want to take up to ten years before you are planning to stop work. Whichever pension option you choose will affect the income you receive for the rest of your life. It would therefore be prudent to involve a financial adviser to help you decide which is the most appropriate option for you.

There are certain factors that you need to take into consideration before deciding on how you want to use your pension pot.

Work out your retirement income

Your retirement income will be made up from your state pension, plus any pensions you’ve accrued during your working life. You can obtain a state pension statement from the GOV.UK website, and if you’ve lost track of pensions from previous jobs, the Government’s Pension Tracing service can help you locate them. Add in any other savings you have earmarked for your retirement, too.

Consider what your post retirement budget will look like

Your income may be less, but your outgoings will change. For example, work-related expenses will disappear, but there might be activities you plan to take up in your retirement. You may need to spend more on gas and electricity. Plan your budget and think about what last minute tweaks you might need to make to your pension payments now, so that the income you receive later on will allow you to live comfortably in retirement.

Move into lower risk investments

The last thing you want is for the value of your pension fund to suddenly drop just before you want to draw it. Moving your savings into lower risk investments helps reduce the chances of that happening. In fact, some pension funds will automatically do this as you approach retirement age. However, not all of them do, and it would be wise to speak to a financial adviser who will be able to help determine which, if any, changes need to be made. Again, this is something that you should be thinking about during the years running up to your retirement.

Boost your pension if you can

While moving your pension pot into lower risk investments might reduce the overall rate of return, there are other ways in which you can increase it. The two most effective ways would be to make larger payments into your pension pot if possible, meaning more can be invested. Delaying the date when you start to draw your pension means that the income will be higher, as you would be drawing your pension over a shorter period of time.

Clear your debts as much as possible

Entering retirement with a clean slate is the ideal scenario. With no debts, you can enjoy your retirement income to the full. Since your pension will represent less income than you were receiving when you were working, you won’t want to be using it …

How London’s restaurant industry is changing

London has always had a varied and cosmopolitan restaurant industry, offering diners the opportunity to choose from many different cuisines – from modern European to traditional North African – and eat in some of the world’s finest restaurants.

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Even with the financial downturn and concerns over Brexit, the industry has remained strong and continues to grow and take on board new trends. Following a slow summer, we are beginning to see a steady flow of new openings in the city, including an American brassiere and vegan restaurant.
New developments
One part of the city in which the restaurant market is doing particularly well is St James, an upmarket area popular with Londoners and visitors alike and home to an abundance of cuisines.
A new £400m joint venture recently announced between Oxford Properties and the Crown Estate will bring significant improvements to the area, with half an acre of land being developed to provide a site for seven new restaurants and a number of stores.

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This new development will only add to the choices available within St James and keep the focus very much on food and drink. It has a relatively young audience demographic of around 36, with diners originating from many different countries.
Demand for commercial kitchen space
As the restaurant market across the capital continues to expand, we are seeing a growing demand for commercial kitchens. This is putting a higher cost on space and pushing new eateries into looking at alternative options.
A cost-effective approach can be for restaurants to consider flexible kitchen hire plans that come in a range of sizes – typically from 400ft2 and up – and are available for one month or more. These companies can provide high-quality kitchen space that complies with all the relevant health and safety standards and includes space for appliances, such as commercial warewashers from suppliers such as www.247cateringsupplies.co.uk/.
This approach creates a lower-cost way for restaurants to establish themselves within the sector. It is also beneficial for pop-ups, which are becoming an increasingly common sight and offer diners something new and different for a short period of time.
As the market grows further, we will start to see more trends emerging as companies look to differentiate themselves from the competition and give diners a unique approach to eating out.…

3 Rs to Finding An Excellent Adult Merchant Account Provider

Getting approval for an adult merchant account is notoriously difficult. You are an expert – why then does an adult merchant service provider treat you like a newbie?  Why is establishing a regular adult merchant account such a hard nut to crack? And, how do you get access to a good one?

Why getting approval is difficult?

First, many acquiring banks who offer credit card processing services for the adult industry have adult entertainment on their list of prohibited merchants.  There are many other reasons why an acquiring bank won’t provide accounts to such merchants among them including the masked unlawful activities, public perception, and the fact that this industry tends to suffer a relatively higher percentage of chargebacks compared to low-risk businesses.

Since only a few banks are willing to provide merchant accounts for adult entertainment sites, you will go through hell and back to get your business up and running.  More often than not, even when you can set up a merchant account, the fee will be astronomical, maybe up to 25%, just for you to begin accepting credit cards!

The 3 Rs to finding an excellent adult merchant account provider

With only a small number of acquiring banks willing to support adult entertainment companies, your chances are very limited. Therefore, any merchant looking for a high-risk account should keep in mind the 3 Rs – reliability, reputation, and respect.

  1. Reputation

Reputation matters a lot.  Make sure you conduct in-depth research not only on the provider you choose to deal with but also on the representative.  Your account provider should have not less than five years experience in handling High-Risk Merchants- they should clearly understand the risky nature of the business.

Also, you want a representative with an ETA – a degree for Certified Payment Professionals.  Most reps in the high-risk processing field come and go leaving you with a huge contract, poor services, and high processing rates. To prosper, you need someone who cares about your business and is qualified enough to bestow themselves by offering only the best as per the industry.

  1. Reliability

Because of the few reliable merchant account providers, the high-risk services industry has a lot of revenue. Your Adult business requires an account provider who apart from a long history in the high-risk world has the portfolio and quality services to prove their credentials. Anything less than that means there is a high probability your high-risk account will be shut down sooner or later.

  1. Respect

Minus respect, any business deal never ends in a win-win. This is an important tip. Your company deserves a merchant account provider who wants to see your business succeed. Without respect, expect poor, unreliable services and regular rate adjustments.

 High-risk merchant account providers who have met the 3 Rs, like EMB, can quickly set up an account for you and have it approved as soon as possible so you can start accepting credit cards.

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